Lenders Offer your borrowers lower closing costs to gain a competitive advantage and close more loans.

Gaining a competitive edge to close more purchase and refinance mortgage businesses has never been more challenging.

As the cost of borrowing money increases, prospective borrowers' leading objections to moving forward with a mortgage are closing costs and interest rates. Loan officers cannot control interest rates, but there is an opportunity to reduce closing costs while ensuring the Lender’s loan is insured appropriately.

The most significant single closing costs are the Owner’s and Lender's Title Insurance Policy Premium.

That is where we come in.

Owner and Lender Coverage Simplified

Our ATG / ATGPlus. (Insured Attorney Opinion Letter) offers comprehensive coverage for lenders and owners throughout the loan and ownership period. Not only will your borrowers experience substantial savings, but they will also benefit from the security and peace of mind that our coverage provides.

Save More with ATG / ATGPlus ATG / ATGPlus Highlights:

  • Residential and Commercial

  • Up to $ 1m

  • Coverage for the Life of the Loan (Lender and Borrower)

  • Flat Rate Policy regardless of loan amount or geolocation

  • Includes FRAUD COVERAGE

  • Includes Standard Endorsements with Custom Endorsements Available

  • Accepted by Fannie Mae, Freddie Mac, VA, HUD, and Ginnie Mae.

  • Nationwide Average reduction of 55% Purchase 37% Refinance

  • Streamlined Title Clearing and Closing Process = faster turn times

  • Underwritten by A Rated AM Best Insurance Carrier

    • Enter your state and transaction type below to view an ALTA vs. AOL Fee comparison.

FAQ

What is an Attorney Opinion Letter (AOL)?
An attorney opinion letter, also known as a title opinion or opinion of title, is a legal document provided by a qualified state-specific real estate attorney. The AOL offers a professional analysis of a property's title records, identifying potential issues or defects. It concludes with the attorney's determination the title is clear and marketable, thereby assuring buyers, lenders, and other parties involved in the transaction that the real estate transaction may move forward, and an insurance policy designed to indemnify the homeowner and lender against potential losses arising from title defects, further protecting their interests
Title insurance is indemnity insurance that protects against financial loss from defects in the title to real property and the invalidity or unenforceability of mortgage loans. It is commonly used in real estate transactions to protect the buyer and the lender.
Both the homeowner and lender can rest comfortably knowing their insurance policies are backed by an A-rated underwriter, as rated by AM Best.