Unlocking American Home Affordability, One Door at a Time.

For far too long, home buyers and lenders have had few choices to reduce steadily rising closing costs, especially those related to title insurance

Homeowners and lenders alike have been eagerly awaiting more affordable alternatives to traditional Title Insurance Owners and Lender Policies that are Accepted by:

Insured Attorney Opinion Letters from National attorney title are a better way to insure title:

  • Better Title Protection
  • Big Savings

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Introducing ATG and ATGPlus

Your premier solution for Nationwide Insured Attorney Opinion Letters (AOL) – the ultimate alternative to traditional ALTA title insurance products.

Benefits of The ATG and ATGPlus Insured Attorney Opinion Letter are:

  • ATG (Attorney Title Guarantee) and ATGPlus Coverage includes all standard Endorsements ATGPlus includes all standard Endorsements and Case Specific Custom Endorsements

  • Professional Legal Analysis:

    An Insured Attorney Opinion Letter provides professional legal analysis and opinion from a qualified attorney. This personal assessment can offer tailored advice and insights specific to the transaction.

  • Direct Accountability:

    The attorney providing the opinion letter is directly accountable for the information and conclusions presented. If there are any errors or omissions, the attorney (and their insurance) can be held liable, offering a more direct line of recourse.

  • Specificity and Detail:

    Attorney opinion letters often contain detailed analysis and explanations regarding the title status, potential issues, and legal interpretations, which can be more specific and nuanced than the coverage provided by a title insurance policy.

  • Customized to Transaction Needs:

    The attorney's opinion can be customized to address concerns or unique aspects of the transaction, providing more specific guidance and reassurance based on the circumstances.

  • Negotiation Tool:

    Having an attorney’s opinion can be valuable in negotiations, as it provides a detailed legal perspective that can help address and resolve potential issues before they escalate.

With ATG / ATGPlus, homeowners will realize significant closing cost reductions for refinance and home purchases. Experience closing cost savings from a few hundred to several thousand dollars depending on the State or purchase/refinance amount.

Click on below button for a state-by-state cost comparison between traditional title insurance costs and ATG / ATGPlus’s Insured AOL,

FAQ

What is an Attorney Opinion Letter (AOL)?
An attorney opinion letter, also known as a title opinion or opinion of title, is a legal document provided by a qualified state-specific real estate attorney. The AOL offers a professional analysis of a property's title records, identifying potential issues or defects. It concludes with the attorney's determination the title is clear and marketable, thereby assuring buyers, lenders, and other parties involved in the transaction that the real estate transaction may move forward, and an insurance policy designed to indemnify the homeowner and lender against potential losses arising from title defects, further protecting their interests
Title insurance is indemnity insurance that protects against financial loss from defects in the title to real property and the invalidity or unenforceability of mortgage loans. It is commonly used in real estate transactions to protect the buyer and the lender.
Both the homeowner and lender can rest comfortably knowing their insurance policies are backed by an A-rated underwriter, as rated by AM Best.